New York Health Insurance Exchange

New York Health Insurance ExchangeNew York Health Benefit Exchange, A State Health Insurance Exchange.It is estimated that approximately 16% of the population of New York does not have health insurance coverage (2.7 million residents under the age of 65). The main reason most people give for not having insurance is the high cost of health insurance plans.Important Facts:

  • New York has its own health insurance exchange, called a Health Benefit Exchange
  • In-Person Assistors (IPAs)/Navigators will be hired to provide in-person enrollment assistance to individuals, families, small businesses and the employees of a small business who apply for health insurance through the Exchange.
  • Over one million uninsured New Yorkers will be able to access affordable health care coverage.
  • As of July 17, 2013, Governor Cuomo states that the Department of Financial Services has approved health insurance plan rates for 17 insurers to offer coverage through New York's Health Benefit Exchange:
    • Aetna
    • Affinity Health Plan, Inc.
    • American Progressive Life & Health Insurance Company of New York
    • Capital District Physicians Health Plan, Inc.
    • Health Insurance Plan of Greater New York
    • Empire BlueCross BlueShield
    • Excellus
    • Fidelis Care
    • Freelancers Co-Op
    • Healthfirst New York
    • HealthNow New York, Inc.
    • Independent Health
    • MetroPlus Health Plan
    • MVP Health Plan, Inc.
    • North Shore LIJ
    • Oscar Health Insurance Co.
    • United Healthcare

Official LinkOfficial NY State Health Benefit Exchange Information:

Official Website: New York Health Benefit Exchange

Access NY Healthcare Application Form



UPDATE on New York Health Insurance Exchange

October 1 brings a bumpy ride for New York's health exchange, with computer crashes all through the morning on the main website.  Key features of the website were not operating and there were many error messages starting when the site went live at 8 am on October 1.  Of course, there was unusually heavy traffic trying to log on, with over 2 million hits to the site in the first 30 minutes of operation.

Government officials were not expecting such a large number of visitors so early in the program.

The website provides up to 16 health insurance plans and 10 dental plans under The Affordable Care Act "Obamacare".  The program started up despite a governmental shutdown the day before.

Over 1.1 million of New York's uninsured people will sign up for health coverage under the new program.  The state contracted with an outside computer company, Computer Sciences, to run its health insurance exchange website.

Consumers who have questions about the new program can call 855-355-5777, but calls to that number provided only a recording saying there were very long wait times and to try again later.

By 2 pm October 1st, the site received over 7.5 million visitors.

Other Links:

The Henry J. Kaiser Family Foundation